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Life and Health Insurance Policies

An insurance contract determines the legal framework under which the features of an insurance policy are enforced. Insurance contracts are designed to meet very specific needs and thus have many features not found in many other types of contracts. Many features are similar across a wide variety of different types of insurance policies.

Life and Health Insurance Policies

 

Life And Health Insurance Policies Knowledge Base

What is the best health insurance and life insurance policies?

What is the best health insurance and life insurance policies? I am recently out of the military and need to purchase an individual health ins policy....

What is the best health insurance and life insurance policies to go with?

What is the best health insurance and life insurance policies to go with? I am recently out of the military and need to purchase an individual health...

Insurance policies: life, health, and liability, which type is the riskiest for insurance companies?

What types are the safest? Im trying to learn as much as possible about insurance company stocks.

Can I have my exwife on my Health and life insurance policy?

My wife and I are getting a no default divorce here in PA. We have a one year old child. I currently have her and my child on my health and life insur...

Anyone have info on the practice of purchasing/taking over someone else's health/life insurance policy?

Essentially, one would pay the premiums for another person who may be in poor health and cannot afford their payments. This, in turn, makes the benef...

What is the best life insurance policy?

What is the best health insurance and life insurance policies? I am recently out of the military and need to purchase an individual health ins policy....

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Life And Health Insurance Policies Images

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Life Insurance Policy

 

Life Insurance Policy Knowledge Base

Can I convert my Adjustable Life Insurance policy to Term Insurance?

I currently have a $300,000 Adjustable Life Insurance policy and want to convert it to a $300,000 20 Year Term. Can I do this or will I have to surren...

What happens to the dividend option term rider on a whole life insurance policy?

If the cost of insurance on the dividend option term rider is higher then the monthly premium being paid. What happens to the term insurance portion o...

How do I find insurance life policy for deceased ex-husband?

EX HUSBAND WAS TO HAVE LIFE INSURANCE POLICY SHOWING ME AS BENEFICIARY AS LONG AS CHILDREN WERE MINORS. HE DIED 5 MONTHS AGO AND NO ONE KNEW ABOUT TH...

Can I convert a Northwest Mutual Variable Life Insurance policy to a Term Life Insurance Policy?

I signed up for the expensive Variable Life Insurance policy when I was making lots of money. Now that my earnings have dropped, the Variable plan is ...

Can a life insurance company cancel a policy within the first two years of inception if suicide is suspected?

My friend has a term life insurance policy that is less than 2 years old. She entered the hospital recently for a newly diagnosed bipolar disorder and...

Life Insurance Policy beneficiary vs Will benefeciary?

If the irrevocable beneficiary on my life policy is my son from my first marriage, and the beneficiary on my Will is my 2nd wife. Will there be a conf...

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Health Insurance Policy

 

Health Insurance Policy Knowledge Base

Can an health insurance policy be purchased on an newborn, without insuring the parent?

Issue: An unmarried college student, living at home, and covered on her parent's health policy as a dependent is pregnant. The newborn will be her d...

What is the best health insurance policy to go with?

What is the best health insurance policy to go with? I am recently out of the military and need to purchase an individual health ins policy. However,...

What is the waiting period on a health insurance policy?

I was in a car accident about 1 1/2 months after I got my new health insurance coverage. I didn't have personal injury protection on my auto insuranc...

Is there any Senior Citizens Health Insurance Policy available with no requirement of medical test?

I want to buy a Senior Citizens Health insurance policy where there is no requirement of medical test prior to take a policy. The age of my Father is ...

Can a health insurance policy dictate where you live?

My grandfather has a health insurance policy with Monumental and he is convinced that he is not allowed to move one county north or he will be dropped...

What about an international health insurance policy that covers repatriation?

I saw in international health insurance policy that overs repatriation. . .can anyone explain what that means?

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Insurance Term

 

Insurance Term Knowledge Base

Insurance term referring to responsibility for hurting someone else?

What is the insurance term referring to responsibility for hurting someone else? The term for when you don't act with reasonable care?

What kind of life insurance is better for me, term insurance or permanent insurance?

Is there any advantage to permanent insurance over term insurance or vis versa? I mean, basically it looks like term is the better deal because I can ...

How do you work with long term insurance companies?

I own an in-home elderly care agency, however, due to the fact that the services are expensive, most clients can't pay out of pocket, so I need to beg...

How do you work with long term care insurance companies?

I own an in-home elderly care agency, however, due to the fact that the services are expensive, most clients can't pay out of pocket, so I need to beg...

What does convertible term insurance mean?

I have two questions: 1. What does convertible term insurance mean? 2. Is there a term insurance that allows you to pay the same premium forever...

What is the comparison between term insurance and permanent insurance?

What is the comparison between term insurance and permanent insurance?

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Insurance Term Images

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Insurance Agents

 

Insurance Agents Knowledge Base

Insurance agents?

How do I become an insurance agent? Do I need to go to college? Are insurance agents self employed? Any links, tips or advice will be greatly appreci...

Questions regarding assignment of insurance agents of a certain race?

An insurance company has found that black people are more likely to buy from insurance if approached by a black agent, while white people are more lik...

What should i ask insurance agents when i am shopping for homeowners insurance?

We are trying to buy homeowners insurance b4 hurricane season...we live in fl. but i wanted to know the right answers to ask the agents when i am shop...

Is it standard procedure for home insurance agents to visit your house before they insure it?

I was told by my ex that a home insurance agent was coming to look at the INSIDE of my house. I was under the impression only appraisers came to look ...

What is the best way to recruit people to become insurance agents?

I recruit people for Farmers Insurance to become insurance agents. We train and help finance them to open their own insurance office. I'm doing this w...

How much do auto insurance agents make there first year?

What's the average for starting license auto insurance agents? Do they only make commision or hourly too? Are the leads provided. Is it a hard industr...

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Life Insurance Premiums

 

Life Insurance Premiums Knowledge Base

Is it wise to have Life Insurance Premiums deducted from my superannuation contributions?

My super provider has sent me a form stating if i do not respond they will automatically deduct life insurance premiums. I have a term life policy alr...

How long does one have to have stopped smoking to see a significant drop in life insurance premiums?

If you are/were a smoker, at what point do life insurance premiums for a quit-smoker equal that of a non-smoker?

Have the term life insurance premiums have been reduced drastically for HNIs with no specified diseases?

The conditions quoted in the news item were as follows. The sum assured should be Rs 1 crore and above. The insured should have have specified disease...

How do I pay my life insurance premiums on line for Globe Life and Accident Insurance Co.?

I don't have the website written down to Globe Insurance correctly and don't know how to get to the correct one so I can pay my bill. All I need is th...

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Insurance Quotes

 

Insurance Quotes Knowledge Base

Insurance quotes?

Does anyone know of a insurance group that does really cheap quotes for teenagers

How to get lower home owner insurance quotes?

I keep getting quotes that are a little out of our range. What can lower the insurance? Like when they ask you all those questions, such as owning a d...

Compare home and contents insurance quotes: Fastest way to compare home and contents insurance quotes?

My home and contents insurance has gotten so expensive. I have never filed a claim and my home insurance rate has doubled. I dread the thought of spen...

How do I get individual health insurance quotes for North Carolina?

I am currently living in New York State and am considering moving to North Carolina. How do I get individual health insurance quotes while still livi...

What is the best way to compare auto insurance quotes?

I am needing to find new car insurance, and I of course would like to shop around for the best deal. Can anyone recommend a good site that will compil...

How do I get auto insurance quotes from more than 1 company?

Trying to get auto insurance quotes by using one website. Is there such a website? or do i go to each one separatley? I live in Vermont; what...

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Travel Insurance

 

Travel Insurance Knowledge Base

Travel Insurance?

I am a british citizen, planning on visiting the US for about 80 days. What I am looking for is good, cheap, reliable travel insurance. I've seen some...

What are the benefits of travel insurance for domestic travel in Australia?

I am travelling to Syndey this weeked for a holiday from Brisbane. Should I get travel insurance? I have private health insurance. I don't think it is...

How much does travel insurance cost for 3 months?

Hi guys. I'm planning a trip to los angeles in June 2010 for 3 months and im trying to calculate the amount of money i'll need. The problem is, i ...

In Travel Insurance why is there a large difference in premiums when the policies are similar?

I have been comparing travel insurance for two people under 60 for four days in europe. I have checked the excess details and there is no considerable...

How much is travel insurance if I want to travel to and from Ireland this summer?

This summer I want to enroll in a program where you travel to Ireland and work for the summer. The program requires travel insurance. do you know how ...

What is best world cover travel insurance?

I stay in UK and at end of month will travel to China and need to get travel insurance, probably annual in case I go off again somewhere in a years ti...

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Travel Insurance Images

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Guaranteed Life Insurance

 

Guaranteed Life Insurance Knowledge Base

Why is the minimum age for guaranteed issue life insurance start at age 40? What is the logic behind this?

Why is there anti-selection involved for age <40 on guaranteed issue plans?

I would like to get two guaranteed life insurance policies on my dad. Can I do this?

My fathers doctor told him five years ago if he did not quit smoking, he would be dead within three years. Well, my dad is alive and kicking, He has...

Should we switch our variable universal life insurance policy to a guaranteed universal life policy?

My husband and I each have variable univeral policies...our agent is suggesting we change over to guaranteed universal policies - we will save a few h...

are their any guaranteed lowload life insurance co's out there that doesnt increase your premiums?

i have a policy with 10 year term after the 10 years the amount is increased to high any suggestions please help ok all i want is something to leave m...

What are the differences between guaranteed and non-guaranteed columns on a life insurance policy illustration

I wonder what the guaranteed and non-guaranteed columns mean. Also, what causes for a policy to fail to perform as projected? Are there any reasons ...

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Guaranteed Life Insurance Images

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Disability Insurance

 

Disability Insurance Knowledge Base

Disability Insurance?

I am looking for Disability Insurance. Dose anybody has disability insurance and would you recommend your company ?

Looking for Disability Insurance? Where should I start? Any suggestions of good proviers?

I have recently became a independent consultant and am looking for getting a Disability insurance. Would like to know the experience of other people w...

Can an employer change to a Private Disability insurance without tell the employees?

We just found out at work that they now have a private disability insurance company and not through the state. Can they change without tell any of us?...

How long to sue for disability insurance in Oklahoma?

Have claim against Hartford Disability Insurance that my husband paid for through his employer. Have been denied twice and the alternative is a lawsu...

What kind of disability insurance do I need to buy?

I'm in my early 30's, do I need disability insurance and what should I be looking for? How much should I expect to pay for benefits that cover 60% of ...

Can you receive disability insurance after your unemployment expires?

If you have been on unemployment for almost a year and your unemployment has now expired and a month or so later you become disabled can you receive ...

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Disability Insurance Images

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