Life and Health Insurance Policies

Can an health insurance policy be purchased on an newborn, without insuring the parent? Issue: An unmarried college student, living at home, and covered on her parent's health policy as a dependent is pregnant. The newborn will be her dependent, not her parent's so she will need insurance on the child only. Are stand alone policies available for children?

What is the best health insurance policy to go with? What is the best health insurance policy to go with? I am recently out of the military and need to purchase an individual health ins policy. However, I am not sure which ones are the best. I am a student, do they offer any good student policies? Also, is the SGLI to VGLI conversion a good change to make? If not, which is better term or whole life insurance policies?

What is the best health insurance policy? What is the best health insurance policy? I am recently need to purchase an individual health ins policy. However, I am not sure which ones are the best. I am a student, do they offer any good student policies? Also, is the SGLI to VGLI conversion a good change to make?

What is the waiting period on a health insurance policy? I was in a car accident about 1 1/2 months after I got my new health insurance coverage. I didn't have personal injury protection on my auto insurance policy so i'm billing my health insurance for the costs. Anyways they just sent me a letter saying that the services occurred within the waiting period of the policy therefore this claim is pending for receipt of physicians report. What does all this mean? Can they deny the coverage?

Is the health insurance policy number different for each person on the same health insurance plan? I need to know this because I need my health insurance policy number and I don't know if it should be different. I need the answer A.S.A.P. First person with a logical answer gets best answer!

Is there any Senior Citizens Health Insurance Policy available with no requirement of medical test? I want to buy a Senior Citizens Health insurance policy where there is no requirement of medical test prior to take a policy. The age of my Father is 67. Am I able to buy health insurance policy for him with my requirement?

Can a health insurance policy dictate where you live? My grandfather has a health insurance policy with Monumental and he is convinced that he is not allowed to move one county north or he will be dropped from his policy. I told him that, most likely, he will just need to find a new doctor and that, since Monumental is a national company, it probably won't be a major issue. Is my grandfather crazy (my hunch) or can a health insurance policy prohibit you from moving?

What about an international health insurance policy that covers repatriation? I saw in international health insurance policy that overs repatriation. . .can anyone explain what that means?

Can I reimburse employee for individual health insurance policy premium? I have a side business where I employ 1 employee. I don't work at the business full time. Because it's only 1 employee I couldn't get group health insurance so he purchased an individual health insurance policy. My question is: can I reimburse him the cost of the policy and write it off as an expense? Do I need HRA for that or anything else? The business is in NJ. Thank you very much!

Is it good to buy a short term health insurance policy? I have heard many people say that if I want to save tax, I should just go and invest in some small term health insurance policy. Is that the right things to do? The advisor I met with told me to buy a yearlong plan. I am confused, please help.

Which is best health insurance policy for Income Tax saving in India? I am 29 years old . I want to take health insurance policy for my self & for my husband & child. The age of my husband is 30 & my Child is 3 years old. I want to buy Health Insurance policy which assist me to save my Income Tax. Is there any policy avilable which matches with my requirement?

Which is Best health insurance policy in India for individual? So far I have learnt that Reliance healthwise is a pretty good policy. Are there any better policies in the Indian Market for individuals. There are some active groups offering membership plus health insurance with benefits of group insurance policy. More comments on these groups? You know of any such groups and their covers? Oh yes.. I am looking for replies on general insurance companies only and NOT life insurance which offer health insurance based ULIPs.

Do we have any health insurance Policy in India which covers pregnancy in the first year of Policy? I am looking out for any health insurance plan which covers expenses related to maternity in the first year of the policy.Though i have screened lots of them but none of them has offerred me the same.Also if somebody can tell me about the best policy available in the market i would appreciate.

Please suggest a good health insurance policy which covers max medical expenses in affordable premium? I am a student and would like to take an insurance policy which will take care of my hospital/surgery bills if at all needed. I had a health/mediclaim insurance from my employer when I was working. It was good and took care of my hospitalization expenses a couple of times. Now that I am not earning any salary, I may not be able to afford such bills if at all I fall sick or undergo a surgery. So I want to be covered by a good mediclaim health insurance policy. Please suggest one.

Removing someone from a health insurance policy? I was wondering how you would go about removing a person that you have covered under your employer health insurance policy. The person is 18 and a full time student and is covered under her parents health insurance policy. They want to remove her. How long does it take? Can they just call the insurance and say "hey I want to take her off now, today" Or is there like paperwork you may have to file to fully remove the person?? BTW, it is CIGNA PPO in case that makes a difference. Thanks!

Where to find a copy of a health insurance policy? I would like a sample of a health insurance policy.

Comparing the Costs of a Regular Health Insurance Policy and HMO? Comparing the Costs of a Regular Health Insurance Policy and HMO. A health insurance policy pays 65 percent of physical therapy cost after a $200 deductible. In contrast, an HMO charges $15 per visit for physical therapy. How much would a person save with HMO if he or she had 10 physical therapy sessions costing of $50 each?

If you needed to purchase a health insurance policy, where is the first place you would look? If you were self-employed or for some other reason did not have a group health insurance policy, what would be the first step you would take to get health insurance?

Can I assess Health Insurance that could cover Fertility Treatment, the details of the Policy and Premium? Precisely, IVF (In-vitro) Fertilization. Can my wife and i assess Health insurance Policy that could cover this treatment, and what are the conditions, premium either weekly, bi-monthly or monthly? And how soon can the policy be effective from the first day of cover?

If i leave the US and become covered under a foreign health insurance policy how does it work when i return? if i were to go work for a company overseas, and they offer health insurance, when i come back to work in the states can i still get coverage for my preexisting condition under my new policy at my new company?

Can I transfer my personal health insurance policy to be paid through my S corp? Im the sole owner of an S Corp. I have a personal health insurance policy. Can I simply change the billing of my current policy to be paid through my corporation? Thanks

Can you cover kids on a health insurance policy that aren't yours? Can I add my boyfriend's kids onto my Medicaid policy? He is not on the policy and we are not married. But their mother lost her benefits and now they have no health insurance. Can I just add them to my Medicaid or do I have to be married to their father? What do I do about the child support questions?

Which is the best family floater health insurance policy(for 2 adults) in India ? I want to know the best family floater policy for 2 adults(Age: 47 & Age:57)..... What are the main things to consider before buying a health insurance policy ?

I have great health insurance (80% coverage) can I buy another policy on my own to cover the rest of the costs? In other words will having 2 health insurance policies defray out of pocket costs?

Can smoking weed affect your health insurance policy? I just signed up for decent health insurance. The nurse will be here this Friday for a physical. I have not smoked Cigarretes in 5 years or used nicotine products. I do on occasion relax with smoking a joint here and there. Will that show up on any tests or will that affect my health insurance policy

If I am on my parents health insurance policy, will they know why I went to the doctor? THe doctor diagnosed me with an std, will my parents find this out if I am on their health insurance policy? fth106, i'm a 20 y.o. thanks everyone for ur answers!

Cancelled health insurance policy after surgury question? My fiance just had spinal surgury (disk fusion). His insurance company he's had for a year now, has just cancelled his health insurance but not before shouting preexisting condition. He heard this from the Neuromedial hospital when trying to get another CAT scan for checking up on the surgury. Should we get a lawyer involved yet? Or should we wait it out for a more definite answer from the insurance company? I'd hate to just get married just so he'll have health insurance under my policy.

How has the proposed health insurance policy addressed and guaranteed? unrestricted access to the health care provider of one's choice unrestricted access to more costly specialists and unrestricted access to an insurance policy that does not violate health privacy

Any one can suggest best health insurance policy in india? Any combination is available for married couple? please give idea about good health insurance policy in India. Any health insurance policy that covers both husband and wife in a single policy. i want coverage only for major hospitalization and accidental treatment and not day to day medical consultation?

So I get to pick the highest premium health insurance policy, if I can't afford to buy insurance policy? While you guys will be forced to have to buy a private insurance policy (cheap)... And I that can't afford it will get subsidized by the taxpayer to buy a private insurance policy - I can get the highest premium health insurance... I can go to Aetna or other fancy insurance company... and get some insurance, just add anybody I want on there...... and get my hospial bills pay off... free. Right?

Which is the best health insurance company (policy) to cover all expenses in India ? Best insurance company for Health insurance policy: An individual, 55 years old to cover all expenses (Eg. Hospitalization, Consulting fee, Medicine expenses, Room rent, Surgery, Post hospitalization and related expenses).

Does the owner of a health insurance policy get a report of visits? If someone visits a doctor under his medical insurance does the owner of the insurance policy get records of it? Example: if my brother manages/pays my insurance policy can he find out which doctors I go to and when/why?

Some health insurance policy would like to see information breach announcement.? Some health insurance policy would like to see information breach announcement only when the breach is strong-minded to have dangerous effects. Do you suppose this violates the civil liberties of patients? Why or why not/

Please tell me about health insurance policy plans from LIC? to be specific, I need to take out a health insurance policy for my parents aged 51 and 48 respectively. What would be the ideal cover amount and how much does the premium cost me?

Is it legal for my employer to make me take an individual health insurance policy instead of company policy? they want me to pay for my own health insurance and them reimburse me for it. Because they said it is cheaper. Can they do that legally?

Obtaining health insurance policy number? I need my health insurance policy number for a school trip I'm taking. I don't have my Insurance card and I am wondering how to get my policy number thanks.

Can my live in boyfriend add me on his health insurance policy if he is separated? His wife & kids are also covered. They can't reach financial agreement about division of assets so separation has been working for us. My boyfriend & I have been living together for years now and our relationship is not a secret. I need health insurance and since I'm his dependent I don't see what the problem should be. Will he have to list me as his "life partner" like same sex unions?

In a health insurance policy what does it mean about X amount $ for a deductible? Also any suggestions on any other good yet affordable policies? I am looking at one from work $40 copay $800 deductible but I had better with a prior company. Also I would like dental,on this plan dental is extra at $18.The policy is Blue Cross Blue Shield of Alabama.

What is a good health insurance policy for me and my husband? He just lost his job, and I am self-employed. We are looking for something with a high deductible, maybe dental coverage as well. Any thoughts on a good policy that isn't really expensive?

How do I get the best out of my health insurance policy? I need to know , how can I get the best advantage from taking one insurance policy? http://michelle-obama.cn/health-insurance.html

Is it safe to buy a health insurance policy over the internet using a credit card? I was thinking of buying an insurance plan online… but I wanted to use my credit card. Is it safe?

Which is the Best Health Insurance Policy available for Individuals in India? So far I have learnt that LIC health plus is a pretty good policy. and http://sunilrams.blogspot.com has really given in detail the comparisons . Are there any better policies in the Indian Market for individuals.

Can I drop an unnecessary health insurance policy? A univeristy in Virginia imposed an unnecessary health insurance on me. It does not allow me to drop it. Is such practice against law? What I can do?

can someone tell me what the definition of renewing a short-term health insurance policy is really referring.. to because I thought it was simply the option and process of reapplying for a new short term policy at the expiration of the previous policy??? Because, for my short-term health insurance I can reapply as many times as I want but I'm sure the preexisting clause still applies if I get ill with the first policy as it is considered an altogether new policy...so basically I cant "work" the system by applying for coverage early and being approved early, as the preexisting condition still applies. Illnesses that roll over to the new policy will not be covered as they are preexisting? Of course, I guess I could get a short term policy outside of the company im with now that overlaps although Insurance companies don't want to insure people who already have insurance?

I am 22 and getting kicked off my parents health insurance policy soon, what's a good option? My work has health insurance it would be $250 a month, and have a 2,500 deductible...25 co-pay for dr visits... I only make $1200 at that job, so it would really limit my pay check! I heard about Healthy Blue, but would like everyone's advice on what they did, or suggest!

Do you know anybody that had their health insurance policy canceled because they filed a claim? Do you think liberals exaggerate stories like that to further their cause of having a single payer health care system in the US?

Can the subscriber to my health insurance policy contact the clinic I am seen at to talk about financials? i am seen at a psych clinic and my mom is the subscriber of my insurance. I really do not want her calling and talking with them but someone told me that because she is the subscriber of the policy she has access to my financials at the psych clinic, is this true?

which is best health insurance policy which facilitates annual health checkups for family floater n individual? which is best health insurance policy in india which facilitates annual health checkups for both family floater n individual policies?

How do I stop them from taking away my $15,000 a year health insurance policy? I love my plan for my family of 4 with its $3,000 deductible. We have hardly ever used it over the last 3 years, but only will cancel us if we get seriously sick. How do I stop them from reforming my health care?

Why do some people in US refused to buy Health Insurance policy? Are there free health care for the poor in US?

Is it cheaper to buy a health insurance policy online? I have heard that sometimes it is cheaper to buy a health insurance plan online than through a broker. Is this true?

What is the best health insurance policy to go with? What is the best health insurance policy to go with? I am recently out of the military and need to purchase an individual health ins policy. However, I am not sure which ones are the best. I am a student, do they offer any good student policies? Also, is the SGLI to VGLI conversion a good change to make? If not, which is better term or whole life insurance policies?

I am looking for a health insurance policy for my family in Virginia? Any suggestion? I am looking for a health insurance policy for my family in Virginia? Any suggestion on where and what to look for?

Which individual health insurance policy do you have? We are a family of 4. I am at level 2 because of my weight, but all is well with all of our health. I am 32, husband is 29, kids are 3yrs and 8 months. Currently we pay $798.00 a month for top of the line health coverage from Anthem Blue Cross. It is a PPO. We'd REALLY like to get a plan that's much cheaper, but has both maternity and prescription coverage. We live in VA. What plan do y'all have? Is it good? Is it expensive?

What would you say if your health insurance policy was 1000+ pages long? I would run not walk to the exit. Why does the government need 1000 pages to run health-care? It's so complicated that even the senators and congressmen cant understand let alone read it. I don't know how anyone could vote for something they cannot understand

What's the best short term health insurance policy? I need something for my husband and I under $100 a month and good office visit coverage. 6 month policy.

Can I sell my health insurance policy since I haven't made a claim all year? ? Does this make sense that since I've been paying for health insurance but haven't made a claim that my policy has accrued value... is there a way to get some of my money back from the insurance company?

How much will a health insurance policy cost under Obamacare if you have pre-existing Lung Cancer? Actuarial science suggests about $350,000 a year--great reform, isn't it?

Can my new health insurance policy be retroactively cancelled if I weigh in more than was on my application? Not by 100 pounds or anything, but I just guessed at my weight. If I put 195 on the app, but weigh in at 210 or 215, could they cancel my coverage?

What is the best health insurance policy? What is the best health insurance policy? I am recently need to purchase an individual health ins policy. However, I am not sure which ones are the best. I am a student, do they offer any good student policies? Also, is the SGLI to VGLI conversion a good change to make?

Which is the good Health Insurance Policy in India for family? Family - adults- 3 (Max age-31) child- Expecting in 3-4months. Covering preexisting diseases. Cash less. Covering max. no. of hospitals. Max. policy renewable age.

Should I cancel my family's health insurance policy to save the house? I lost my job a couple of months ago. I keep crunching numbers and the only way I see that we will be able to stay in our house is if we stop paying the medical insurance. We are paying $360/month. Would you advise doing this? What will happen if my wife gets pregnant?

Is there free health care for the poor who do not have health insurance policy? I'm doing an assigment on Health Care policies of various countries. I am not from the US therefore would appreciate some answers. Thank you If there is , then what is the message in Michael Moore's SICKO ? I get the impression that the poor are not getting a good deal in health care

What would a good catastrophic health insurance policy be for a low income texas resident? I'm seeking the lowest premium, highest deductible. What company should I research??/ I"ve seen BCBS and Unicare. Any and all info welcome. TY

I'm looking for an inexpensive health insurance policy? I'm pushing my luck living without insurance. Just looking for advice and some recommendations.

What is the date in which you can get paid as a broker for a Kaiser Permanente health insurance policy? I think the date is in 1996, but I forgot when Kaiser became broker friendly. I need to know the exact date in 1996 because I just picked up a broker record and the group signed up with Kaiser in 1996. I need to get paid on this!

What would have to happen for a great health insurance policy in USA to cost like $80 a month for an adult? no matter what age and only $30 per child? By great coverage I mean like a plan that covers 85% of anything medical that the insured needs up until they spend a max of $1,000 annually at which time it becomes 100%. Such coverage would be an improvement for the great majority of americans. So how can we accomplish something that gives that great coverage and is as cheap in terms of premiums paid by enrollees?

My incle has just undergone angioplasty and had a stent implant. Is he eligible for health insurance policy? If so, pls advise a good insurer in India.

Why did the National Republican Party choose a health insurance policy that covers abortion? They did this each year since 1991 an renewed the policy 18 times!!!!!!!!!

can an employer end your health insurance policy before the end of employment? i dont know if the rules are diffrent based on state just trying to see how it is suppose to work. asking from fl the insurance policy was ended the day prior to end of employment have had something of a grace period of between jobs mentioned if you know how this works or any where to turn for help it would be greatly aprcieated the money for insurance was taken out of paycheck

How can I find the best health insurance policy offered in Texas? I am looking for a policy that has great premiums and great coverages. Does that exist?

Can a pregnant women be kicked off her health insurance policy? I have been covered since my husband and I got married in July and then in October I got pregnant. And at the end of march they decided to kick me off and now I have missed two appointments. does anyone know if there are laws against it?

Can you have mre than one health insurance policy in Michigan? If you were covered by your work, but wanted additional coverage could you do it?

What is a good pet health insurance policy? A sick kitty can cost a fortune.? Is pet health insurance worth the investment? I have two sweet semi-siamese kitties that I adore and want to keep safe and healthy without breaking the bank.