Life and Health Insurance Policies

Insurance term referring to responsibility for hurting someone else?

What is the insurance term referring to responsibility for hurting someone else? The term for when you don't act with reasonable care?

Public Comments

1. Negligence.,as " The negligence of your insured caused my client numerous injuries and suffering.." Or, lack of foresight. " Your client demonstarted lack of foresight when he did not slow down at the intersection/"
2. If you are responsible for hurting someone else you are "liable". If you don't act with reasonable care you are "negligent".
3. Negligent.
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