Life and Health Insurance Policies - Can my live in boyfriend add me on his health insurance policy if he is separated?

Can my live in boyfriend add me on his health insurance policy if he is separated?

His wife & kids are also covered. They can't reach financial agreement about division of assets so separation has been working for us. My boyfriend & I have been living together for years now and our relationship is not a secret. I need health insurance and since I'm his dependent I don't see what the problem should be. Will he have to list me as his "life partner" like same sex unions?

Public Comments

If you don't live in a state that recognizes domestic parnerships then you are out of luck. If you do, then maybe you can, but if you see yourself as "his dependent" that's pretty pathetic on your part I hate to say. By the way, chances are since he is still married, it's probably not going to happen anyway. Even the most liberal state laws would only allow either a spouse or a domestic partner but not both, and the law will not let him take her off until there is a divorce unless she is ok with it which is unlikely.
Most likely not.
That depends what state your in. Texas has legal rights for common law relationships. (It shocked me, but they do.) Check with your State's Laws about such matters.
If you are not married you can not be on his insurance, are you kidding me? dependents are generally either children, or disabled people.
I highly doubt it. In the instance of Texas, "common law" marriages are also required to has filed a form to achieve that status, which obviously wouldn't work since he's married. He cannot have a wife as a dependent and a live-in girlfriend as another dependent. The health care co will laugh about that as they are denying it.
"babydust ttc"? Please put those plans on hold until after you are insured....and after your boyfriends other marriage is officially dissolved. It will make life easier for everyone (especially your unborn kid). But no. You can't claim your wife AND your girlfriend on your insurance benefits.
Goodness honey... let the man get his affairs in order.... is his wife's body cold yet. Secrets or not... let him get divorced and then build something with him.. Your cart is before your horse. It must be so nice to want out of a marriage but to maintain it for financial reasons... Divorce is not supposed to be clean.
wow...try taking care of yourself instead of getting this man who is still married to do it for you. for you to even ask a question about him adding you along with HIS WIFE AND KIDS is crazy.
He can't add you to his insurance and he can't claim you as a dependent on his taxes unless you qualify under IRS guidelines. Since you are not married to him and are living with him,you are actually required to pay him rent. Unless you are the name on the lease,then he should be paying you rent. At tax time,both of you should be filing tax returns based on your filing status on Dec. 31. Depending on what assets need to be divided,sell everything and split the money that is left and go their own ways.
No unless you are under 25 and going to school, and he is your only mean of support. You have to be married. And the division of assets is split down the middle, he gets half she gets half, nothing to figure out. Are you sure he wants to get a divorce?
Nope, since he is married, he cannot add another 'partner' to his policy. You would need to be registered as his domestic partner(if your state recognizes that), and that's not possible while he's married.
if his wife is already covered, no you can't be added. i also understand heterosexuals may not qualify for life partner benefits